Insurance Accepted

Most insurance plans are accepted at our office in Eagan. We are happy to call your benefit plan and inquire about what your benefits might be at our office. Many plans allow for a wide range of dental care services, including teeth whitening and oral surgery. Additionally, if you are covered by a dental insurance plan, we will gladly file your insurance forms for you with a request to have the benefits assigned to the office. We ask that your estimated portion, after insurance, be paid at time of service.

Financial Policies

Esthetic (including teeth whitening) and restorative dentistry are excellent investments in an individual's well-being. At Cliff Lake Dental Care, we firmly believe that financial considerations should not be an obstacle to obtaining the treatment you desire. We are sensitive to the fact that each patient has different needs and have several payment options available so that treatment is accessible to everyone. All financial discussions and arrangements are kept strictly confidential.


Lending Club Credit Solution

Our practice is pleased to present flexible payment plans through Lending Club Patient Solutions. Lending Club Patient Solutions offers:

  • Plans with low fixed rates and low monthly payments that never change over the life of the loan
  • Patient-friendly, True No-Interest Plans with no retroactive interest
  • No upfront payments
  • No repayment penalty


It's easy to calculate your potential monthly payments. Simply complete a short application which displays exact fixed rates and monthly payments available for Extended Plans, all without impacting your credit.

For more information, simply ask a team member or visit lendingclub.com/patients.


Dental Benefits

Understanding your dental insurance coverage (dental benefits) can be challenging. At Cliff Lake Dental Care in Eagan, our goal is to assist you in understanding and maximizing your dental benefits. First and foremost, please understand that dental benefits are a contract between your employer and your insurance company, and that you are the policy holder. We care for patients from many different employers and each employer pays an insurance premium for the specific coverage that fits the company's budget. We encourage you to become familiar with your policy by contacting your dental benefit company at their customer service telephone number, reading your benefit booklet, checking your policy online or contacting your employer's human resource department.

Eagan, MN’s source for excellent teeth whitening and cleaning

Please contact us at our office in Eagan, MN if you have any questions or concerns regarding your dental benefits.

Payment options:

Cash, American Express, Check, Discover, Mastercard, Visa


Our courtesy service regarding dental benefits includes:

  • Filing your dental benefit claim within 24 hours of your visit and requesting payment of your benefit to our office.

  • Electronically filing your dental benefit claims for short payment turnaround.
  • Acquiring a breakdown of your benefits and advising you of the estimated benefits available to you.
  • Automatically re-filing unpaid insurance claims at 30 days and a final time at 60 days.
  • Automatically following up on requests for additional information from your insurance company.
  • Advising you of any information we may have that could assist you in maximizing your dental benefits.
  • Following the American Dental Association guidelines for coding procedures and filing insurance claims.


Our expectations of you, as the owner of the insurance policy, include:

  • Payment of fees not covered by your dental benefit plan at the time the service is delivered.

  • Understanding that you are the owner of the insurance policy and that we have no leverage to obtain payment from your insurance carrier.
  • Understanding that your dental benefit company does not guarantee the accuracy of breakdown information obtained through our office, through your benefit book or through your communications until your claim is processed.
  • Taking responsibility for payment if the insurance company does not pay our office within 60 days.
  • Taking responsibility for any remaining balance that your insurance company does not cover.
  • Keeping our office informed of changes in your insurance policy or your employer. It is likely that you can continue coming to Cliff Lake Dental Care even if your policy changes. We are happy to call your new dental benefit company and inquire about what your benefits would be at our office.